The Carroll Group's Blog
If you’re like most homeowners, you undoubtedly have a home filled with furniture, decor, tools, electronics and other valuable items. You may have an idea of what the items are worth, but could you actually create a complete list of those items from memory if you needed to?
Too many homeowners find themselves unprepared for significant negative events like fire, theft, and flooding. While they may have homeowners insurance,they aren’t properly prepared to submit a claim. Providing an inventory list to your insurance company with photos and dollar amounts makes it faster and easier to help ensure your valuable items are replaced. Here’s how to go about creating a complete binder of information.
Take Photos – Go through your home from room to room and take photos of anything of value. Don’t forget things you may have tucked away in drawers or cabinets for safekeeping. Just because something isn’t on display doesn’t mean it’s not valuable.
Create a Binder- While you may think “old fashioned” when you hear the word binder, it can bean electronic version or a paper version, or both! Sometimes appliance manuals have a lot of pages to scan, so keep the entire manual in a 3-ring binder but scan the most important pages, such as the model & serial numbers and purchase dates.
Assign a Name, Value, and Photo to each inventory item that you add to your binder. If you ever need to file an insurance claim, the more information you have the better. For instance, it is helpful to take photos of entire rooms, to show where items are located and to give a general idea of your floor plan. This can be helpful if there is significant damage that requires rebuilding, and it will also show the condition of the items so you can get the best replacement value.
Store Safely – Put the physical binder in a fireproof strongbox. Be sure to back up any photos in the cloud,just in case your camera, computer, phone or that physical binder get lost or destroyed. The binder or whatever part of it deemed necessary and helpful can be sent directly to your insurance company when you need to file a claim.
Methuen, MA 01844
Looking for something to do other than brave the Black Friday shopping crowds? Need to find something to keep the kids occupied? Hoping for something to do without the kids? Here are some ideas for your long weekend.
Shop Local! It’s Small Business Saturday in Andover. From 11-2 there will be music, giveaways,great deals at all your favorite stores, and more.
I don’t know how he does it all, but there will be Santa sightings in several places this weekend. The North Andover Santa Parade is Saturday. It starts at noon at the Middle School and proceeds through town, ending on Sutton Street. Bring your chairs, dress warmly, and get a good spot along the route. North Andover’s Tree Lighting Festival takes place Sunday on the Common from 4-6 pm, offering up music, food and special guest appearances. Andover’s Santa Parade is Sunday, starting at 1:00. It begins and ends at the Doherty Middle School.
Looking for something a little more up close and personal with the big guy? Then take a short drive to the Danvers/Wenham rail trail and meet Santa along the Swampwalk! He will be there from 11-2. https://www.danversrailtrail.org/danvers-wenham-swampwalk
If you’re searching for some unique gift ideas, head to the 25th Annual Castleberry Faire at the Shriner’s Auditorium in Wilmington on Friday, Saturday and Sunday. It’s a regional favorite, a Thanksgiving tradition, and one of the largest vendor fairs in the area. With over 250 booths, you’re sure to find something for everyone on your guest list. Or something for yourself! https://castleberryfairs.com/
A little easier to make your way through is the Fall Craft Fair at Nevins Memorial Library in Methuen. Not only can you find some great local food and crafts, you can also take in the beautiful architecture of the library! Saturday from 10-3.
Nunan’s Florist & Greenhouse in Georgetown is holding its annual Winter Open House on Sunday from 9 am – 5 pm. There will be food, including fresh donuts from Kane’s, as well as poinsettias, greens, wreaths, and decor for the holiday season! Visit with Santa from 10 AM to 4 PM (photos until 3 pm).
Do you set your DVR so you won’t miss “A Charlie Brown Christmas” every year? This year you can see a live stage production of the 50 year old classic. Head on over to Lynn Memorial Auditorium and take in the performance on Friday at 1:30 pm and bring your best voice to sing along at the end of the show. http://www.lynnauditorium.com/
Music, music everywhere! Get into the spirit with holiday music and decorations at Holiday Music on The Row. Music is provided by Boston Free Radio Friday, Saturday and Sunday from 12-4 at Assembly Square in Somerville. Victorian and Contemporary carolers will also be on hand to spread holiday cheer throughout the property on Sunday from 2-4 pm.
Carols not your thing? Check out the music at Band Night at Willow Springs Vineyard in Haverhill. On Saturday from 7-10 pm you can enjoy the music of SpaceHeaters (no charge), sip some wine, and partake in some delicious food from the Sacred Cod food truck. http://www.willowspringvineyards.com/
Breakaway in Danvers once again presents the favorite Classic Rock cover band “Tangerine.” Go see what the chatter is all about, dance and sing along to your favorite tunes, and grab a bite to eat and a beverage. Saturday from 9:00-12:30 pm https://www.breakawaydanvers.com/
Waltham Film Factory Shorts Fest, a celebration of the art and science of the short film, takes place at the Charles River Museum of Industry and Innovation in Waltham on Friday and Saturday. This is an opportunity to view exceptional works from around the world in a historic industrial museum, whose mission is to encourage and inspire future innovation. Documentary, animated, experimental, and narrative films of one to fifteen minutes will be screened. www.Charlesrivermuseum.org
Whatever your plans for the weekend, be safe and enjoy!
The temperature of the turkey will start out pretty cool, generally at about 35 degrees. The temperature will rise gradually throughout Thanksgiving Day. By 10 am the turkey will start to thaw and around 11 am the warm breeze from the oven fan will raise the temperature rapidly to 200 degrees.
Mid-Day Heat: By 12 noon not only will the turkey be warming up, but you may also notice an increase in humidity in the kitchen. The cook’s temperature may reach fever levels, so beware of pestering the cook or you may set off a tornado in the kitchen. People will be hot with anticipation of the ensuing turkey dinner.
Afternoon Forecast: By 2:30 pm the warm weather condition will have stabilized, and as a result the turkey will have tanned nicely. Be prepared for a steady rain of tender turkey. Watch out for plates made slippery by cranberry sauce, mashed potatoes and gravy. There may also be a heavy fall of wine into dry, parched mouths.
Evening Rumbles: Pressure may increase drastically around the waistband, consequently, storm warnings have been issued about indigestion. The evening will see the turkey diminishing to leftovers that can be distributed to guests. As the day draws to a close you may experience turbulent conditions in the stomach. Good news, the outlook is that the rumble of thunder in the intestine will pass by the weekend, helped dramatically by all the exercise you’ll get chasing Black Friday deals around the local mall!
Have a safe, happy and filling Thanksgiving!